Tuesday, January 16, 2024

How to Save $10k FAST in 2024.

Saving a lot of money in a short amount of time is not easy. On one hand, we're fighting the increased costs of accommodation, food, clothing, and on the other, we're battling everyday temptation in a world where pretty much anything can be bought with a single click. In fact, data shows that 61 percent of adults in the US are living paycheck to paycheck and 34 percent of adults living in the UK have less than 1 thousand pounds in a savings account. So in this article I wanted to walk you through four effective strategies that will simplify and fast track your saving process. Let's get into it.

The first strategy is to put small amount of your income aside on payday

If you let yourself spend all of your net income, you'll find a way to do it. But if you take away ten percent as soon as it hits your bank account on payday and put it into another savings account that you can't touch, you'll find a way to make that remaining 90 percent work. And if you think putting ten percent away is doable, try 20 percent, and living on the remaining 80 percent. Try 30 percent and living on the remaining 70 percent, you'll be surprised by what you can do and you might be listening to this thinking that's ridiculous. No way can I make this work. That's where the second saving strategy, I talk about, comes in where I go into more details on how you can make this work, with what you have.

The second saving strategy is to not be a last-minute person.

When I worked my corporate job during the busy weeks and months, I would get a takeout about three to four times a week. I'll be on my way home. It'll be late, I'll be hang and on my way home I'll just order something from delivery or Uber eat so that it's ready for when I got home and I did this week after week because I didn't take a few hours out on a Sunday to meal prep and think about a healthier solution for the week instead. I'm still guilty of sometimes doing this, but planning in advance can save you a lot of money it can save you an overdo with fees because you're setting up some time to check your bank account. It will save you in Uber cost or taxi costs because you've saved yourself enough time to get public transport instead. And planning in advance also gives you options to do better. You can use your reward points to book your next flight. You can get a good quality umbrella instead of waiting until you're caught the rain to buy whatever is available. There are times when last-minute flexibility is useful, but often it costs you money and limits you with options. 

The third saving strategy is to utilize saving technology

with almost every habit that we want to stick to or want to try there is some sort of technology that will help make it easier for us. If you're trying to reduce your social media consumption. There are apps like ones that forces you to do that. If you want to improve your fitness, there are apps that will help you do that and in the same way if your focus is to save more money, you want to lean into the technology that's available to help you out with that, there are apps that calculate how much you can afford to save each week and then automatically moves money into a separate savings account or an investment account. There are accounts like Plumb, if you're in the UK, which analyzes your spending to work out how much you can afford to save and then it automatically transfers the money over every four or five days. You can also round up purchases to the nearest pound and then save the difference. So for instance. If you're spending one pound 30 round that up to two pounds and then you can automatically save the remaining 70 p. You want to find the right apps or the right technology that will help you align your habits to your goals and make the process of saving a lot easier. On other areas in our lives we look at what went well, what didn't, how we can learn and improve for the following year. 

The 4th point, which is arguably the one that will really make a difference if you stick to it, is doing a year in review. 

At the end of each year, we usually do a full evaluation. On other areas in our lives we look at what went well, what didn't, how we can learn and improve for the following year. A great way to save a lot of money in a short amount of time is by doing the same evaluation in detail. Top to bottom with your finances. but think of this monthly budget as you rowing the boat. You're moving forward month by month, whereas a yearly review is you stepping back to check the broad horizon, checking that you're not just moving forward, but you're also moving in the right direction. So once a year I'll consolidate all of the bank accounts that I have my debit card accounts, my credit card accounts into one main tracker that money will have all the money coming out of my account. I'll category my spending and then go through each category line by line, asking myself three questions. Can I cut this this out or cancel it completely? Can I live with less of it? Or can I get the same thing cheaper from somewhere else? I'm not going to Bullitt here. This isn't fun, it's not interesting, but you only need to go through this once a year, but the ROI from this exercise will be huge.

So these would be my four tips on how to save money in these difficult times. 

Thursday, February 4, 2021

Green roses


Green roses (Rosa Chinensis Viridiflora) are indeed green. However, they do not resemble ordinary roses when in full bloom. They do, however, have petals like ordinary roses, classified as 'the green rose'. The Rosa Chinensis Viridiflora dates from the mid 17th century and has been cultivated since the 18th century.













Some interesting facts about Rosa chinensis viridiflora

In fact, during evolution, modified leaves have turned into flowers. We enjoy their beauty and fragrance, which they have given us since nature developed them. Although this green rose looks like a type of weed, it keeps gluttonous insects and birds at bay. Another interesting fact about this green rose is that it is actually asexual which means it cannot reproduce with regular pollination like other roses do. They cannot be hybridized. For those who are thinking about planting this rose there is another useful and interesting fact, and that is that they can withstand drought, hot summers, cold and harsh winters.



If you are wondering where you can find this green rose, then read below

This green rose can be found from these suppliers. There is also a regular version of it, with regular petals called Green Ice. This is a rose with greenish petals that turn a deeper green color once grown in a shady environment. So there you got it: two types of green roses that you can grow yourself at will.



Artificial green rose photography
Photo by Christine Sandu on Unsplash




Some tips about planting Rosa viridiflora

Fertilize the soil in the spring with an organic fertilizer. Dig a hole about 15 to 18 inches or 35 to 45 cm deep. If you bought your rose in a stick, carefully remove from the pot and loosen the roots so they can easily find their way once in the ground. If you have your bare-root roses, unfold the roots, and check them. Carefully cut off any roots that are broken or soft. Soak the roots for about 12 hours before planting to prevent them from drying out. Dead branches should be pruned and you can grow your green rose as high as you want. Plant your roses in the spring, as soon as the winter months are over. The best temperature for planting roses is therefore between 4 to 16 garden Celcius (40 to 60 degrees Fahrenheit). This way, your rose will withstand hot summers and grow strong roots. And lastly, make sure to water them every other day.


Retrieved from imagesofroses.com


Tuesday, February 2, 2021

Blue rose representation

Blue roses are definitely a wonder and wish of many of us. Because of that, the commercial attempt of making them was huge in the last decade.

If you might wondering what blue roses might mean, then scroll down.


Dark deep blue rose close-up altered image
Photo: Pikrepo


Positive association, regarding blue rose, might be a mystery and achieving something impossible. The blue color is often associated with different meanings. But this is the most common association, concerning blue rose. From a personal view, the blue color of roses might represent something rare and a feeling of surprise, which is of course obvious. 

Light blue rose close-up altered image
Photo: Flickr


There might be also a negative representation regarding blue roses. However, that mostly depends if the person actually believes in that, whether positive or negative meaning. But still, it is said that blue roses might mean unrequited love. And this can be something understandable regarding this rose color, which is unique and not so easy to obtain.

Single blue rose in the garden with green leaves behind the altered image
Image by Suresh Babu Guddanti from Pixabay


Personal appreciation for this type of rose color can be very different. Although the blue color is considered a cold color, that doesn't have to be that. If we take for example sky, which is actually not blue but the light coming through darkness, which gives us the appearance of blue color.

Retrieved from imagesofroses.com



Sunday, January 31, 2021

Purple rose symbolism

Purple rose symbolism is broad and can mean a lot of things, but don't worry we decided to capture purple rose symbolism from all-sides and present you positive purple rose symbolism, negative purple roses symbolism as well as purple rose aesthetics.


Deep purple rose close-up petals like velvet photography which introduces us into purple rose symbolism
Photo: Flickr

Frist let's mention some fun facts about roses and other flowers. Because all roses are beautiful, colorful, and fragrant, they are the perfect gift for almost any occasion. And because their petals are so soft and juicy, they are also an ideal solution for animals - especially goats. And believe me: goats eat just about anything! So let's not make fun of goats, they are indeed lovely creatures. But in case you should have goats: don't let them anywhere near your garden because... they will devour everything!



Purple rose in arrangement
Photo: Flickr


Positive purple rose symbolism

For example, one of the positive meanings of purple roses is their uniqueness and their impressive violet color, reminiscent of luxury and royalty! The purple color is also a much-admired color. And it has a unique position on the color wheel because it associates with warm and cold hues, and therefore belongs to both the cold and a warm type of color, depending on its hue and tone. - My favorite color is definitely the deep purple color which almost looks like velvet as you can see from the purple rose photo below.


Deep purple rose close-up with green leaves behind
Photo: Flickr

What about negative purple rose symbolism?

There is no negative aspect of purple roses because of their uniqueness. They intrigue us all and that is why nothing negative can be said about them. When we look at both their nature and that of many roses, the only negative aspect that comes to mind is their thorns. Still, they are completely negligible because of their remarkable uniqueness.

Purple rose aesthetics

Since subjective qualities are individual, I will share my own observation and opinion on the color of purple roses. Since purple colors are in themselves my favorite colors, I can only speak about them superlatively. That very color on rose-petals most certainly evokes respect and admiration. The rarity of this purple color is something that everyone agrees upon. However, the combination of these two elements in one single flower leaves no one indifferent.

Retrieved from imagesofroses.com


Wednesday, January 27, 2021

Black rose

Where to find a black rose in nature 

Actually, black roses exist in nature. Everyone probably heard about black rose from one village in Turkey. However, those roses are actually not full black. ONLY bud has the black color of petals but when the rose has blossomed, the color of petals is deep vine red. People of Halfeti do grow roses for sales. Those roses are half black or both black and red vine. So 2 in 1. Definitely, a rare, unique, and interesting rose, which changes its colors.

Halfeti black rose
Halfeti rose

Are there black roses for sale

There are many people selling online and offline black rose seeds. But, those are actually not real black roses. Florist tends to color other dark shade roses with black spray paint or soak rosebud in water colored with black ink. So they can appear black. The darkest shade of roses, which is closest to black, is Black Baccara rose. You can buy a Black Baccara in a florist shop or grow for yourself. And you can also buy artificial roses or colored ones. Importing black rose from Halfeti may not be the option. Since those roses don't succeed in other regions. Because the soil there has specific ph and other components, which suit most to that roses, only in that region.

Is it possible to grow black roses?

You can grow only the very darkest shade, such as black baccara, mentioned earlier. To do this, you will need to have a spot in or around your house in which the sun shines almost the whole day. Watering is also very important, especially during the summer months. It is required that roses are watered every second day. But, if you are in a part of the world with a hot climate, above 35 degrees,  you should water your roses every day. It is also important to fertilize the soil in which you will plant your roses. And every spring repeat fertilization. You will also need to prune your roses with scissors and glows if roses have thorns. It is important to cut rose steams between 5cm to 10cm, as they are trying to produce new buds.

Black Baccara
Photo


How to arrange them

Once you grow your very darkest shade of roses, you might want to arrange them. You can do it in a vase, bouquet, or in a box if you plan to give it to someone as a gift. You can arrange your roses in a vase by cutting them in a similar size with extra greenery added. It looks more elegant and it helps to hold your roses in a place.

To arrange your roses in a bouquet, you could take around 7 roses cut at the same size and arrange them in a circular shape by firming them with transparent tape. When forming roses into the bouquet, you can youse small flowers, to add extra elegancy to your bouquet. Then you can use longer leaves and place them around the bouquet to cover steams and tape and you can firm those leave in one place. Once you do that, you can youse decorative paper to wrap your bouquet in.

To arrange your roses in a box, you will need a decorative box, roses, foam, and transparent plastic paper. First, you will place your paper in a box on which you will put foam, the foam should be cut in the shape of the box in which you want to arrange your roses, and after that, you should water your foam so that your roses are held in place and to avoid dehydration. Once you do this, you will place each rose until you fill-up the whole box. And then cut the execs of transparent plastic, around the box. And that's it.


Retrieved from imagesofroses.com


Tuesday, January 6, 2015

Very important advice so that you don't get ban from google adsense


One useful information for those who have a google AdSense account and want to save it i.e. don't loss. to AdSense not ban you, is that: you have to remove the sidebar from the pages i.e.. from static pages on your blog or site. But  you don't have to do on all pages, it is enough to remove from contact page and privacy policy page, these are the two most important pages on which must not be situated anything! No gadgets on the side and even less advertising units! That means these two pages should clean, and only what needs to be found on them, is the content for what they are intended.



If you use blogger blogspot platform on which you are blogging, you can do that simply by inserting this code

 <!-- Static page styling Start-->  
 <b:if cond='data:blog.pageType == &quot;static_page&quot;'>  
 <style>  
 .sidebar,.post-footer,.feed-links {display:none;}  
 #main-wrapper{width: 95%; float: none; margin: 0 auto;}  
 </style>  
 </b:if>  
 <!-- http://waystomakemoneyonnet.blogspot.com -->  
 <!-- Static page styling End -->  


 in the head section of your HTML code, so you need to insert this code right before this </head> tag.


TO DO THIS:

  • Go to: Dashboard > Design > Edit HTML.
  • Back up your template.
  • Find this tag </head> in your  HTML template
  • Copy this code above which is in gray box, and paste it right before this </head> tag
  • Click save template, and you are done.

This is very important to do, and not to come into the situation to be banned, because of these little things, because as we all know google AdSense is very rigorous and can ban you for every little thing, and this is not a small thing, but very important advice especially for new and inexperienced users, whom is just approved google AdSense account. With this small changes that you need to do, and that will prevent your account to not get banned, and of course I recommend you to read their guidelines and that you were fully informed so that you don't violate any point in their guidelines, as it would have resulted in termination of your google AdSense account, which certainly you do not want that to happen.




Friday, November 21, 2014

Different marketing efforts for different types of products


Products that don't require a large application of marketing





Everything revolves around marketing and if you have the best product and the best content you need to complete the minimum marketing efforts to make your services or products, or information or the content come to your potential consumers of your goods, which, of course to offer a good product requires less marketing effort because it is invested lot of in a product so that he would be good for end users and here should just display its qualities and benefits that will lead to a potential customer, and when the customer recognizes the quality of your product he will be delighted and here will start the best marketing and it is a marketing from mouth to mouth, where you do not have to invest additional marketing efforts because you have already invested in a product that will be high quality and that will marvel. This would be an example of an exceptional quality and useful product where the product should only be pushed onto the market to be recognized by customers. A marketing for this kind of product will come later on its own.


Products that require a lot of marketing effort


Other products that are not so good, and we need them a little less, but here should be  invested lot of marketing efforts. In order the product is inclined in the minds of consumers in order to that product or service could sell more successfully, the emphasis is always on the purpose of the product and which benefit will provide him later by its use,  consumption of certain products or services. Marketing this allows with his various resources that can improve and accelerate the sale of products, to remain in good relations with the product and the customer such he will improve relations between the customer and the product.

Products that do not require a marketing effort



There are products that we do not need any marketing efforts to accelerate or improve the sales of products which fall under the basic-product such as bread. Because many people buy this type of product intuitively, naturally, and here can be applied  marketing if  our bread will distinguish from the others or has a different composition or benefit to us, but generally for basic products such as foods is not required marketing effort.

For the end


When we talk about marketing, we can see that we need him for some types products, while for others we don't need him at all. Because in order to our sales were successful, here needs to bear in mind a lot of factors that do not even fall under marketing.There are products that are of great importance, as it can be a pharmaceutical product. Because he is not noticed (drug), this type of product and decided to buy it of their own volition if we're talking specifically about a cure for certain diseases doctor prescribes him and he takes it. Because in these products has no marketing that can delight the customer to buy the drug, but the campaign for drugs in many states is prohibited for advertising medical or pharmaceuticals, because it is not the same as advertising a hair shampoo or perfume.